Let me paint you a typical bill pay picture of a busy mother. This story sounds really inconvenient, but all the less, its typical of the $4 trillion* US consumers pay in bills. It’s 12:15 PM on a weekday and I have three minutes before the bus comes to take my triplets to afternoon Kindergarten. Instead of walking them to the bus stop, I’m searching for the checkbook because I found the power bill between the minivan seats (along with petrified fries), and tore it open to find out its two days past-due. (sidebar – I’m not alone – More than 25% of US adults don’t pay their bills on time – NFCC
I spot the checkbook hiding under the coloring books as I yell for my kids to run down the street to catch the bus. I grab the checkbook and jump in the minivan because I’ve got to make it to a 1:00 PM meeting with a client. As I’m driving, I tell myself I need to figure out a better way to manage my bills.
Confession, I haven’t downloaded the multiple bill pay apps, because my kids’ entertainment seems to get all the space on my phone. Apparently Millennials are better at that stuff. (Total System Surveys say 63%) Gen X Forever!
Here’s where the story gets real good… After scribbling the necessary details on the check, I notice I didn’t match the statement amount. Classic. (Sidebar – Props to Rocky Mountain Power for the reusable envelope that I didn’t tear)
Moving on, I roar the Chrysler Town & Country down to the community mailbox and reach in the wallet for the archaic stamp. Not one can be found. What? A book of 20 stamps I only use to pay bills are all gone?! Luckily for once, I have gas in the car so I can make a detour to the very smoothly run (note sarcasm) Post Office. As I enter, I quickly realize it isn’t going to be a quick stop. Shocker. The line is outrageous because 777 million people still use the mail for bills.*
With no regard for my obvious haste, the postal worker takes his time laying out all of the stamp design options for me to choose from. It’s April, but Christmas stamps it is – I gotta go! I put the power bill in a crumpled envelope, along with a barely legible check, and shove it in the mail slot.
Hopefully the incorrect return address I forgot to change and the outdated address on my check doesn’t cause too much confusion. Fingers crossed the postal agents and utility employees will sort things out and the processing of my payment won’t be quite as delayed as my now-postponed lunch meeting.
Meanwhile the one time this week I get to wear a chic dress and heels, they’re now maimed by my sweaty stress and unnecessary road trip. But, here’s the silver lining – lights will stay on people. As I’m rushing to my meeting, it occurs to me how silly the last hour was for a power bill. To add to the hilarity, the client I’m on my way to meet is BlytzPay: a simple, secure, streamlined way to pay bills. With BlytzPay, kids don’t have to be yelled at, the house doesn’t have to be ransacked, traffic laws are respected, and post office lines can be fully avoided.
I know I’m not alone in having these kinds of moments, so I’ve become a bit more passionate about sharing the Blytz story. It’s exciting to see Blytz Pay’s customer list grow each day leading to their launch. BlytzPay is getting the attention of utility companies, consumer finance, government, healthcare, and education. BlytzPay early adopters are incredibly savvy. So here’s hoping my billers get BlytzPay! Now back to regularly scheduled chaos.